Our Greatest Wealth

We are born with two eyes in front because we must not always look behind, but see what lies ahead beyond ourselves.

We are born to have two ears - one left, one right - so we can hear both sides, collect both the compliments and criticism, to see which are right.

We are born with a brain concealed in a skull, no matter how poor we are, we are still rich, for no one can steal what our brain contains, packing in more jewels and rings than you can imagine.

We are born with two eyes, two ears, but one mouth, for the mouth is a sharp weapon - it can hurt, flirt, and kill. Remember our motto: talk less, listen and see more.

We are born with only one heart, deep in our ribs, it reminds us to appreciate and give love from deep within.

- Author Unknown

Becoming a giver

''Becoming the hand that gives is better then the one that receives''

"The more you give, the more you get"

I often hear this expression. However, there is another aspect of giving that I don't recognize some times. Giving is a form of energy that not only helps others but creates more for me as the person who's giving. This is a natural law, whether I agree with it or even realize it.

I then apply this on the subject of money. Money is also a form of "energy", or I can also call it a form of "circulation". It needs to flow. Same as electricity, we only receive the benefits when it is flowing. So lets observe this, when I'm selfish, focused on myself and my own interest or even when I'm frighten that I may not have enough, I stop the circulation. We stop the flowing of energy. So I end up blocking or clogging up the pipelines. Thus we make it difficult for money to flow back in our direction.

The way to get the energy to flow back into my life again is simple... just become a giver. Start giving, be generous, pay others well, tip that extra one ringgit. Support a charity, several even better, start giving back into my community and I want to watch what happens!

This is the same with a lot of other aspects in my life. If I want more love in my life, I become the source that gives out more love. Giving and receiving is like the two sides of the same coin.

So now I know that if I want to receive more .... be it love, fun, success, respect ... and yes money, it's no longer a secret. Just give more of it ... simple. Don't worry, the universe works in a wonderful way, and everything I give away will come back to me ... even more.

The concept of "Business Value Protection"

In Malaysia there are basically three types of business structures. It can either be a sole proprietorship, partnership or companies. For companies, it can either be a private limited company or a public limited company.

In this section, we will look into the concept of "Business Value Protection" (BVP), which on a broad perspective, is a concept to protect and preserve the value of the business when a business owner exits.

The idea behind BVP is to ensure a smooth transition and transfer from the outgoing business owner to the remaining or new business owner.

Best Islamic Fund Manager 2008

Public Mutual Bhd again won the “Best Islamic Fund Manager in Asia” Award by the Failaka Advisors for the 2nd consecutive year.

The Failaka Advisors, which is based in Dubai, is a recognized leader in the field of Islamic funds research. The Failaka Islamic Fund Awards stand apart as the benchmark for excellence in the field of Islamic fund management.

Public Mutual’s funds have once again outperformed the benchmarks by the highest percentages. In a market where many clients have demonstrated a preference for Islamic funds, Public Mutual is well-placed to take advantage of this demand. The team of Public Mutual have proven remarkably consistent in managing their Shariah funds and the proof is in their performance. No doubt performance has played a role in their tremendous asset growth.

Public Mutual is the largest private unit trust company in Malaysia, and it manages 62 funds for more than 1,800,000 accountholders. As at 30 April 2008, the total NAV of the funds managed by the company was RM27.8 billion.

Strategy on Building a Financial Portfolio

The financial pyramid concept is also a strategy
on how we build a solid financial portfolio.

Build it from the base, with solid foundation.